Newsletters

September

• Coming in 2024: New 529 Plan-to-Roth IRA Rollover Option

  The SECURE 2.0 Act includes two new provisions related to college savings and funding. Learn more in this article.

• Leave a Lasting Gift with an Ethical Will

  An ethical will, also called a legacy letter, can tell a personal story and communicate beliefs and life lessons to family, friends, or community.

August

• Home Energy Tax Credits

  There are two separate federal tax credits available for home installation of certain energy efficient or clean energy property. Learn more.

• On the Move Again: International Travel Tips

  Are you planning a foreign vacation? This article offers some suggestions that might help keep it on track.

July

• Why Buy Life Insurance During Unsettled Economic Times?

  This article looks at four good reasons why life insurance can be especially helpful in a challenging economy.

• Child Care Is a Budget Buster: Take Advantage of These Tax Breaks

  A tax credit and/or dependent-care flexible spending account might help offset some of the costs paid for a nanny, babysitter, day care, preschool, or day camp.

June

• HOT TOPIC: Will Artificial Intelligence Upend the American Workforce?

  This article discusses the race between tech companies to monetize AI and how widespread adoption might affect workers, the economy, and society in general.

• Cheaper Hearing Aids Are Coming to a Store Near You

  Thanks to a recent regulatory shift, it’s now possible to buy an effective hearing aid without a medical exam or a prescription, potentially for a lot less money.

May

• Keep an Eye Out for IRS-Related Scams

  Although IRS scams are especially prevalent during tax season, they also take place throughout the year. This article identifies some common tax scams and offers tips to help avoid becoming a victim.

April

• HOT TOPIC: Bank Failures Shine Light on Interest Rate Risks

  Read about the reasons some banks are coming under pressure, including the rapid rise of interest rates, financial market effects, and the role of the FDIC.

• Time for a Spring Cleanup: Organizing Your Financial Records

  Spring is a good time to clean out and organize financial records. This article offers guidelines on how long different types of records need to be retained.

• Trusts — Not Just for Estate Taxes

  In the past, trusts were often used to avoid estate taxes, but that purpose has become less important for most people with current high exemption amounts. However, a properly constructed trust can serve many other purposes for families of more modest means.

• Business Owners: Should You Organize as an LLC?

  Establishing an LLC creates a separate legal entity to help shield a business owner’s personal assets from lawsuits brought against the firm by customers or employees.

March

• When Should Young Adults Start Investing for Retirement?

  Now is the best time to start retirement investing for two key reasons: compounding and tax management. Read this article to learn more.

February

• HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers

  This article provides an overview of upcoming changes that could affect workplace retirement plan participants and IRA owners due to legislation passed by Congress at the end of 2022.

• Three Ways to Help Simplify Your Finances

  Over time, finances can become complicated. Here are three ideas that might make them simpler and less stressful.

January

• A 529 Plan Can Help Jump Start Your College Fund

  Do you know how a 529 savings plan can be instrumental in building a college fund? Read this article to find out.

November

• New Life for Your Old Insurance Policy

  Did you know that there are alternatives to abandoning or surrendering current life insurance coverage? Learn more in this article.

• How Funding an HSA Could Help Strengthen Your Retirement Strategy

  Discover how a well-managed health savings account can help you pay current and future medical bills as well as prepare for retirement.

October

• How Much Life Insurance Do You Need?

  Three approaches to help determine an appropriate amount of life insurance coverage that can help meet changing financial needs.