Newsletters

April

• HOT TOPIC: Bank Failures Shine Light on Interest Rate Risks

  Read about the reasons some banks are coming under pressure, including the rapid rise of interest rates, financial market effects, and the role of the FDIC.

• Are You Eligible for Any of These College-Related Federal Tax Benefits?

  College students and their parents need all the help they can get when paying for college or repaying student loans. This article explains three federal tax benefits that could take some of the sting out of expensive college costs.

• Time for a Spring Cleanup: Organizing Your Financial Records

  Spring is a good time to clean out and organize financial records. This article offers guidelines on how long different types of records need to be retained.

• Trusts — Not Just for Estate Taxes

  In the past, trusts were often used to avoid estate taxes, but that purpose has become less important for most people with current high exemption amounts. However, a properly constructed trust can serve many other purposes for families of more modest means.

• Business Owners: Should You Organize as an LLC?

  Establishing an LLC creates a separate legal entity to help shield a business owner’s personal assets from lawsuits brought against the firm by customers or employees.

March

• HOT TOPIC: Red Ink: The Debt Ceiling and Deficit Spending

  This report explains the potential consequences of not raising the debt limit in a timely manner and provides an overview of new projections from the CBO for future deficits and the national debt.

• When Should Young Adults Start Investing for Retirement?

  Now is the best time to start retirement investing for two key reasons: compounding and tax management. Read this article to learn more.

February

• HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers

  This article provides an overview of upcoming changes that could affect workplace retirement plan participants and IRA owners due to legislation passed by Congress at the end of 2022.

• Three Ways to Help Simplify Your Finances

  Over time, finances can become complicated. Here are three ideas that might make them simpler and less stressful.

January

• A 529 Plan Can Help Jump Start Your College Fund

  Do you know how a 529 savings plan can be instrumental in building a college fund? Read this article to find out.

• Tips for Safe Online Shopping

  This article offers ideas that could help online shoppers protect themselves from cyber criminals and scams.

December

• Talk About These Money Matters Before the Wedding

  Get an overview of financial topics couples should discuss to help keep surprises and disagreements from disrupting newlywed bliss.

November

• New Life for Your Old Insurance Policy

  Did you know that there are alternatives to abandoning or surrendering current life insurance coverage? Learn more in this article.

• How Funding an HSA Could Help Strengthen Your Retirement Strategy

  Discover how a well-managed health savings account can help you pay current and future medical bills as well as prepare for retirement.

October

• How Much Life Insurance Do You Need?

  Three approaches to help determine an appropriate amount of life insurance coverage that can help meet changing financial needs.

September

• How Life Insurance Could Help Mitigate Taxes in Retirement

  A permanent life policy can be used to help supplement retirement income, pay for long-term care services, or leave a tax-free legacy.

August

• Life Insurance Living Benefits

  In addition to the death benefit, life insurance policies can provide other benefits while the policyholder is still alive. Find out more.